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VEQSA
Financing Solutions

Business Acquisition Financing

Acquiring an established business is one of the most significant transactions an entrepreneur or operator will undertake. We help buyers navigate the financing side of that process.

Overview

What This Covers

Business acquisition financing supports the purchase of an existing company, a partner buyout, or a change of ownership. Because every transaction and buyer profile is different, the appropriate structure depends on the business being acquired, the terms of the deal, and the buyer’s background and objectives.

We work with buyers to understand the opportunity, organize the information lenders typically evaluate, and identify financing pathways that fit the transaction — coordinating the process from initial conversation through closing.

Common Uses

  • Acquiring an established business
  • Partner or shareholder buyouts
  • Change of ownership transactions
  • Add-on acquisitions
  • Management buyouts
Programs

Financing Structures We Help Navigate

Financing is subject to lender criteria and approval. The programs below reflect common structures relevant to this area.

SBA 7(a) Acquisition Financing

A government-guaranteed program frequently used to support the acquisition of an established business by a qualified buyer.

Conventional Acquisition Financing

Bank and non-bank financing structured around the cash flow and assets of the business being acquired.

Partner Buyouts

Financing to support the purchase of an existing owner’s interest in a business.

Search Fund & Independent Sponsor Support

Financing considerations for individual buyers acquiring a business to operate.

What Lenders Evaluate

Key Considerations

Every transaction is different. These are among the factors typically relevant when evaluating financing in this area.

  • 01The historical cash flow and financial profile of the target business
  • 02The buyer’s relevant experience and financial background
  • 03Deal structure, purchase price, and sources of capital
  • 04Collateral and any real estate involved in the transaction

Related Solutions

Are you a CPA, broker, attorney, or advisor working with a client on this type of transaction? Explore VEQSA Capital partnerships.

Start the Conversation

Have a Financing Need or an Opportunity You're Evaluating?

Tell us what you're working on. We'll start by understanding the transaction and determining the appropriate next step.